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NEW FOR 2010!  

We have been selling online safely
since 1997!


Click to order


Total Loss Coverage for $299 available on new and used vehicle purchases
within the last 6 months.
 
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Drivers Select Total Loss coverage is sold by a licensed Property and Casualty insurance agent
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Our regular Gap Insurance is no longer available online, the coverage we now sell exclusively is Total Loss Coverage.

Total loss coverage works differently than regular gap,  it helps you replace your vehicle with another one of equal or greater value.

This is for vehicles which were either:

  • Purchased or refinanced within the last 6 months from a car dealer
  • Loans or leases qualify regardless of the interest rate
  • Available in 49 states
  • Financed using a home equity loan or line of credit
  • Or already paid off
  • Purchased using a large down payment

Total loss coverage is available in 49 states for new and used cars and trucks. If your vehicle is a total loss for any reason including theft, collision, vandalism, etc, we will replace your vehicle with a vehicle of equal or greater value to the original vehicle. We guarantee to pay the difference up to $5000 between the original purchase price of the vehicle, and the actual cash value of your vehicle at the time of the loss and the apply the sum towards the purchase or lease of the replacement vehicle. The policy is good for up to 60 months, it does not issue a refund if canceled early.

Total loss coverage is $299 for 60 months of coverage. Total Loss coverage is not an insurance policy, it is coverage that helps you with the purchase of a replacement vehicle in case of total loss for any reason.

 

Total Loss Example


Your Vehicle original sales price $25,000
Actual Cash Value
of Your Vehicle at time of Total Loss
$20,000
Your Replacement Vehicle Sales price $30000
Amount paid by the Total Loss plan toward that new vehicle purchase $5000


Protect your new vehicle purchase with Total Loss coverage.

There is nothing worse than putting thousands of dollars down on a new vehicle purchase, then totaling it and losing that money because the vehicle has lost value. Activation is fast and easy. All products can be paid for with check, credit card, or paypal, or we have a payment plan available.


CLICK HERE TO PURCHASE
(not available in CA)



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