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Total Loss Coverage for $299 available on new and used vehicle purchases
within the last 6 months.

   
 
 
Total Loss coverage is not available in Florida, California, or New York.


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Q: What is Total Loss Coverage?
A: If your vehicle is a total loss for any reason including theft, collision, vandalism, etc, we will replace your vehicle with a vehicle of equal or greater value to the original vehicle. We guarantee to pay the difference up to $5000 between the original purchase price of the vehicle, and the actual cash value of your vehicle at the time of the loss and the apply the sum towards the purchase or lease of the replacement vehicle.

Q: Does it include total due to theft?
A: Yes, it is total loss for any reason which includes theft.


Q: What does it take to make a claim?
A: When your primary insurance carrier says that your car is total loss, you provide Drivers Select Automotive Loss Protection Claim Department with a copy of the police report along with the original sales contract, and the sales contract on your new replacement vehicle which must be equal to or greater than the original sales price. The replacement vehicle must be purchased at the same dealer as the original purchase.

Q: Is there a limit to how much gap Drivers Select Automotive Loss Protection covers?
A: Drivers Select Automotive Loss Protection pays up to $5,000 toward your replacement vehicle

Q: Is the coverage available for commercially used vehicles?
A: No, this coverage is for personal use vehicles only, call us for a quote on commercial gap.

Q: When should I buy?
A: Naturally, we recommend an immediate purchase of Drivers Select Automotive Loss Protection. The reason is simple. Automobiles, light trucks, SUVs, and vans depreciate rapidly. The gap is greatest the day you drive away from the dealership. A theft that occurs during the first week gives you the greatest financial exposure. As you near the end of your lease or finance term, the gap is not as great. However, even in the last month of coverage, Drivers Select Automotive Loss Protection provides significant benefits to you.  


 

 

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